Apple Card
Chase · MASTERCARD · No annual fee · Earns Cash Back
Issuer transitioning Goldman Sachs -> JPMorgan Chase (announced Jan 2026).
Rewards by category
| DiningPay with the mobile wallet | 2% |
| GroceriesPay with the mobile wallet | 2% |
| SuperstoresPay with the mobile wallet | 2% |
| GasPay with the mobile wallet | 2% |
| EV ChargingPay with the mobile wallet | 2% |
| FlightsPay with the mobile wallet | 2% |
| HotelsPay with the mobile wallet | 2% |
| Other TravelPay with the mobile wallet | 2% |
| Transit & RidesharePay with the mobile wallet | 2% |
| StreamingPay with the mobile wallet | 2% |
| EntertainmentPay with the mobile wallet | 2% |
| Department StoresPay with the mobile wallet | 2% |
| DrugstoresPay with the mobile wallet | 2% |
| Online RetailPay with the mobile wallet | 2% |
| Wholesale ClubsPay with the mobile wallet | 2% |
| Home ImprovementPay with the mobile wallet | 2% |
| Phone & InternetPay with the mobile wallet | 2% |
| UtilitiesPay with the mobile wallet | 2% |
| RentPay with the mobile wallet | 2% |
| Office SuppliesPay with the mobile wallet | 2% |
| ShippingPay with the mobile wallet | 2% |
| AdvertisingPay with the mobile wallet | 2% |
| Software & SaaSPay with the mobile wallet | 2% |
| Everything else | 1% |
Common questions
- Does Apple Card have an annual fee?
- No — Apple Card has no annual fee.
- What does Apple Card earn on dining?
- 2% on dining (pay with the mobile wallet).
- What rewards does Apple Card earn on everything else?
- 1% on all other purchases, in Cash Back.
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