What is the best credit card for home improvement?

Choice Privileges Select Mastercard leads with 5x.

How does SwipeCaddy pick the best home improvement card?

We rank each card by its reward rate times a conservative cash value of its points or miles — no inflated transfer valuations — and surface the fine print so the "best" rate is one you can actually get.

Best cards for home improvement

Home-improvement / hardware stores (Home Depot, Lowe's).

1
#15x
Choice Privileges Select Mastercard
Wells Fargo · Mastercard
5x
2
#23%
Bank of America Customized Cash Rewards
Bank of America · Visa · Choose this category · Cap (combined) · Lower rate after the cap
3%
3
#32x
The Business Platinum Card from American Express
American Express · Amex · Cap (combined) · Lower rate after the cap
2x
4
#42%
Apple Card
Chase · Mastercard · Pay with the mobile wallet
2%

Common questions

What is the best credit card for home improvement?: Choice Privileges Select Mastercard leads with 5x.
How does SwipeCaddy pick the best home improvement card?: We rank each card by its reward rate times a conservative cash value of its points or miles — no inflated transfer valuations — and surface the fine print so the "best" rate is one you can actually get.

Rankings reflect published earn rates and a conservative valuation of each rewards currency. SwipeCaddy earns no affiliate commission.