App pricing
This website is free and always will be. In the SwipeCaddy app, Pro costs $3.99 per month, $29.99 per year, or $99.99 once for lifetime access — and the app is free to use without it.
Everything on swipecaddy.com — every card, category and store guide — is free, with no account and no limits. The tiers below apply only to the mobile app.
The website is free, always
No account, no paywall, no card limit. Browse every card, spending category and store here for nothing, forever. The app exists because it can do things a web page cannot — hold your own wallet, rank it in one tap, and answer where you actually are.
Pro plans (mobile app)
What each app tier includes
| Feature | Guest | Free account | Pro |
|---|---|---|---|
| Best-card answer for any store or category | Included | Included | Included |
| Cards in your wallet | 3 | 5 | Unlimited |
| Nearby map — best card at stores around you | Included | Included | Included |
| Favorites | Included | Included | Included |
| Cloud sync — restore your cards on a new phone | Not included | Included | Included |
| Ads | Included | Included | Not included |
| Swipe Scope — point the camera at a storefront | Not included | Not included | Included |
| Swipe Signal (beta) — best-card alert when you arrive | Not included | Not included | Included |
How this compares to other card apps
Most apps in this category charge more, and several ask to connect your bank account to work at all. We put the full comparison on its own page, with every figure sourced from the vendor's own help centre and dated.
Compare SwipeCaddy with other card appsThe fine print, plainly
Cloud sync is free with any account — it is not a Pro feature. Signing in saves which cards and favorites you picked so you can restore them on a new phone; it never stores card numbers, and as a guest nothing leaves your phone at all.
The Nearby map is free for everyone. Pro does not unlock it.
No plan connects to your bank. SwipeCaddy never asks for card numbers, logins or bank access on any tier — you tell it which cards you carry, and the ranking is computed on your phone.
Payment is handled by Apple or Google. We never see your card number or billing details, only whether a subscription is active.