What is the best credit card for groceries?

Blue Cash Preferred Card from American Express leads with 6% (up to $6,000/yr).

How does SwipeCaddy pick the best groceries card?

We rank each card by its reward rate times a conservative cash value of its points or miles — no inflated transfer valuations — and surface the fine print so the "best" rate is one you can actually get.

Best cards for groceries

Supermarkets. NOT superstores (Walmart/Target) or wholesale clubs — most issuers exclude those.

1
Blue Cash Preferred Card from American Express
American Express · AMEX · up to $6,000/yr
6%
2
American Express Gold Card
American Express · AMEX · up to $25,000/yr
4x
3
Blue Cash Everyday Card from American Express
American Express · AMEX · Spending cap applies · Lower rate after the cap
3%
4
Capital One Savor Cash Rewards (formerly SavorOne)
Capital One · MASTERCARD
3%
5
Citi Strata Premier Card
Citi · MASTERCARD
3x
6
Delta SkyMiles Gold American Express Card
American Express · AMEX
2x
7
Marriott Bonvoy Boundless
Chase · VISA · Cap (combined) · Lower rate after the cap
3x
8
Apple Card
Chase · MASTERCARD · Pay with the mobile wallet
2%
9
Bank of America Customized Cash Rewards
Bank of America · VISA · Cap (combined) · Lower rate after the cap
2%
10
U.S. Bank Altitude Go Visa Signature Card
U.S. Bank · VISA
2x

Common questions

What is the best credit card for groceries?: Blue Cash Preferred Card from American Express leads with 6% (up to $6,000/yr).
How does SwipeCaddy pick the best groceries card?: We rank each card by its reward rate times a conservative cash value of its points or miles — no inflated transfer valuations — and surface the fine print so the "best" rate is one you can actually get.

Rankings reflect published earn rates and a conservative valuation of each rewards currency. SwipeCaddy earns no affiliate commission.