Best cards for utilities

Electric, gas, water utility bills.

  1. 1

    U.S. Bank Cash+ Visa Signature Card

    U.S. Bank · VISA · Choose this category

    5%
  2. 2

    Apple Card

    Chase · MASTERCARD · Pay with the mobile wallet

    2%

Common questions

What is the best credit card for utilities?
U.S. Bank Cash+ Visa Signature Card leads with 5% (choose this category).
How does SwipeCaddy pick the best utilities card?
We rank each card by its reward rate times a conservative cash value of its points or miles — no inflated transfer valuations — and surface the fine print so the "best" rate is one you can actually get.

Rankings reflect published earn rates and a conservative valuation of each rewards currency. SwipeCaddy earns no affiliate commission.