Best cards for wholesale clubs

Warehouse clubs (Costco, Sam's Club, BJ's) — memberships + in-club spend.

  1. 1

    Apple Card

    Chase · MASTERCARD · Pay with the mobile wallet

    2%
  2. 2

    Bank of America Customized Cash Rewards

    Bank of America · VISA · Cap (combined) · Lower rate after the cap

    2%

Common questions

What is the best credit card for wholesale clubs?
Apple Card leads with 2% (pay with the mobile wallet).
How does SwipeCaddy pick the best wholesale clubs card?
We rank each card by its reward rate times a conservative cash value of its points or miles — no inflated transfer valuations — and surface the fine print so the "best" rate is one you can actually get.

Rankings reflect published earn rates and a conservative valuation of each rewards currency. SwipeCaddy earns no affiliate commission.