Best cards at JetBlue
JetBlue Plus Card earns the most at JetBlue right now at 6x.
Rankings use issuer rates verified as of August 16, 2026.
#16x6xJetBlue Plus Card
Barclays · Mastercard · $99/yr
#25%5%Discover it Cash Back
Discover · Discover · No annual fee · up to $1,500/qtr (combined) · Lower rate after the cap
#35x5xThe Platinum Card from American Express
American Express · Amex · $895/yr · up to $500,000/yr · Lower rate after the cap
#44x4xU.S. Bank Altitude Connect Visa Signature Card
U.S. Bank · Visa · No annual fee
#54x4xU.S. Bank Business Altitude Connect Visa Signature Card
U.S. Bank · Visa · Business · $95/yr · up to $150,000/yr (combined) · Lower rate after the cap
#64x4xWells Fargo Autograph Journey Visa Card
Wells Fargo · Visa · $95/yr
#74x4xChase Sapphire Reserve
Chase · Visa · $795/yr
#83%3%AAA Travel Advantage Visa Signature Card
Bread Financial · Visa · No annual fee
#93%3%Costco Anywhere Visa Card by Citi
Citi · Visa · No annual fee
#103%3%Costco Anywhere Visa Business Card by Citi
Citi · Visa · Business · No annual fee
Good to know at JetBlue
JetBlue takes cards on every major network, so acceptance never decides this one. What does is the co-brand: the JetBlue Plus Card from Barclays earns 6x on JetBlue purchases, which our valuations put near a 7.8% cash-equivalent return, well ahead of the general travel cards below it. The Platinum Card from American Express follows at 5x, and Chase Sapphire Reserve sits at 4x.
The ranking is identical whether you book online or pay in person, so there is no channel game to play here. The real pattern is fine print in the middle of the table: The Platinum Card from American Express carries an $895 annual fee plus a spending cap with a lower rate after it, and Discover it Cash Back only reaches 5% if you activate each quarter and stay under a combined cap.
If the JetBlue Plus Card is not in your wallet and $99 a year feels steep for occasional flights, the no-fee floor here is respectable. Wells Fargo Autograph Card earns 3x and the Costco Anywhere Visa Card by Citi pays 3%, and neither shows the caps or activation hoops that trail the 5% options above them. Frequent JetBlue flyers gain more from the co-brand; everyone else can settle at 3% without regret.
The math
Spend $250 a month at JetBlue and JetBlue Plus Card returns about $234 a year at our valuations — a flat 2% card returns $60.
Common questions
- What is the best credit card at JetBlue?
- JetBlue Plus Card earns the most at JetBlue right now at 6x.
- How does SwipeCaddy pick the best card at JetBlue?
- We rank each card by its reward rate times a conservative cash value of its points or miles — no inflated transfer valuations — and apply JetBlue's card-acceptance rules, so the "best" card is one you can actually use at the register.
- Is the JetBlue Plus Card worth its $99 annual fee for JetBlue flights?
- It leads this ranking by a clear margin: 6x on JetBlue, which our valuations translate to roughly a 7.8% cash-equivalent return, versus 5x on The Platinum Card from American Express and 4x on Chase Sapphire Reserve. If JetBlue is your regular airline, the earning gap can outrun the $99 fee; if you fly it rarely, start with a no-fee 3x card instead.
- Can I earn solid rewards on JetBlue without an annual fee?
- Yes. Discover it Cash Back reaches 5% with no annual fee, but you must activate each quarter and it shares a combined cap, with a lower rate after. For something simpler, Wells Fargo Autograph Card earns 3x and the Costco Anywhere Visa Card by Citi pays 3%, both fee-free. Pick the boring 3x if you will not manage activations.
Rates reflect each card's best case at this merchant and can change; check the issuer's terms before applying.