Best cards for rent
Rent / mortgage. Most processors surcharge ~3% — a 2% card loses money; Bilt is the fee-free path.
Heads up: most processors add a ~3% fee on rent, so a flat cash-back card can lose money here — a card built for it is usually the only way to come out ahead.
Common questions
- What is the best credit card for rent?
- Apple Card leads with 2% (pay with the mobile wallet).
- How does SwipeCaddy pick the best rent card?
- We rank each card by its reward rate times a conservative cash value of its points or miles — no inflated transfer valuations — and surface the fine print so the "best" rate is one you can actually get.
Rankings reflect published earn rates and a conservative valuation of each rewards currency. SwipeCaddy earns no affiliate commission.