Wayfair Mastercard
Citi · Mastercard · No annual fee · Earns Wayfair Rewards
Rewards are Wayfair Reward Dollars redeemable only at Wayfair-family sites, and choosing promotional financing on a purchase earns 5% instead of 7%.
Rewards by category
| Groceries | 3x |
| FlightsOnline only | 2x |
| HotelsOnline only | 2x |
| Other TravelOnline only | 2x |
| Everything else | 1x |
Store bonuses
- Wayfair7x
Sign-up bonus
40 Cash Back after $250 spend.
Key benefits
- No annual fee
- Reward Dollars never expire
- Promotional financing options on larger Wayfair orders
- $40 off qualifying first Wayfair order of $250+
Common questions
- Does Wayfair Mastercard have an annual fee?
- No — Wayfair Mastercard has no annual fee.
- What does Wayfair Mastercard earn on groceries?
- 3x on groceries.
- What rewards does Wayfair Mastercard earn on everything else?
- 1x on all other purchases, in Wayfair Rewards.
Rewards details verified recently; issuer terms can change — confirm on the issuer's site before applying. Card names, logos, and the pages we link to belong to their respective owners. SwipeCaddy is not an affiliate and earns no commission from card sign-ups.