Southwest Rapid Rewards Plus Credit Card card art

Southwest Rapid Rewards Plus Credit Card

Chase · Visa · $99/yr · Earns Southwest Rapid Rewards

The former 2x categories (transit, internet/phone, streaming) ended Dec 31, 2025 — gas and groceries (first $5,000/yr combined) replaced them, and the annual fee rose to $99.

View at chase.com

Rewards by category

GroceriesCap (combined)2x
GasCap (combined)2x
Everything else1x

Store bonuses

  • Southwest Airlines2x

Sign-up bonus

50,000 Southwest Rapid Rewards after $1,000 spend in 90 days.

Key benefits

  • 3,000 anniversary points each year
  • First checked bag free for you and up to 8 companions on the same reservation
  • 10,000 Companion Pass qualifying points boost each year
  • 10% off promo code each Cardmember anniversary

Common questions

Does Southwest Rapid Rewards Plus Credit Card have an annual fee?
Yes — $99 per year.
What does Southwest Rapid Rewards Plus Credit Card earn on groceries?
2x on groceries (cap (combined)).
What rewards does Southwest Rapid Rewards Plus Credit Card earn on everything else?
1x on all other purchases, in Southwest Rapid Rewards.

Rewards details verified recently; issuer terms can change — confirm on the issuer's site before applying. Card names, logos, and the pages we link to belong to their respective owners. SwipeCaddy is not an affiliate and earns no commission from card sign-ups.