Sam's Club Mastercard
Synchrony · Mastercard · No annual fee · Earns Sam's Cash
At Sam's Club the card itself earns 3% for Plus members (1% for Club members) — the advertised 5% includes 2% from the Plus membership benefit; total Sam's Cash earning caps at $5,000 per calendar year.
Rewards by category
| GasCap (combined) · Lower rate after the cap | 5x |
| EV ChargingCap (combined) · Lower rate after the cap | 5x |
| Dining | 3x |
| Everything else | 1x |
Store bonuses
- Sam's Club3x
Key benefits
- No annual fee with Sam's Club membership
- No foreign transaction fees
- Doubles as your Sam's Club membership card
- Sam's Cash auto-loads to your membership for redemption in club or online
Common questions
- Does Sam's Club Mastercard have an annual fee?
- No — Sam's Club Mastercard has no annual fee.
- What does Sam's Club Mastercard earn on gas?
- 5x on gas (cap (combined); lower rate after the cap).
- What rewards does Sam's Club Mastercard earn on everything else?
- 1x on all other purchases, in Sam's Cash.
Rewards details verified recently; issuer terms can change — confirm on the issuer's site before applying. Card names, logos, and the pages we link to belong to their respective owners. SwipeCaddy is not an affiliate and earns no commission from card sign-ups.