Does Amazon Store Card have an annual fee?

No — Amazon Store Card has no annual fee.

What rewards does Amazon Store Card earn on everything else?

0% on all other purchases, in Cash Back.

Amazon Store Card

Synchrony · Store card · No annual fee · Earns Cash Back

Closed-loop store card issued by Synchrony Bank; usable only at Amazon.com (and Whole Foods with in-store code). 5% back requires an eligible Prime membership; without Prime the card earns no rewards. Special financing on new purchases ended Feb 2026.

View at amazon.com

Rewards by category

Everything else

Store bonuses

Amazon5%

Common questions

Does Amazon Store Card have an annual fee?: No — Amazon Store Card has no annual fee.
What rewards does Amazon Store Card earn on everything else?: 0% on all other purchases, in Cash Back.

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