The right card, handed to you.
One tap tells you which card in your wallet earns the most where you're standing — cash back, points, or miles. Free on iOS and Android.
One tap to a smarter swipe
Add your cards
Tell SwipeCaddy which cards you carry. No bank login, no card numbers — just the names.
Tap Swipe Spot
It already knows where you are and what's in your wallet. No typing, no searching. Swipe Spot is Pro; everyone gets three free taps — or pick a store yourself, free and unlimited.
Get the answer
SwipeCaddy names the store you're standing in and the one card that earns the most there, with the fine print made plain.
Honest answers, nothing to sell you
Radically private
No bank linking, ever. The ranking never leaves your phone — we never see a transaction.
No affiliate spin
We earn nothing when you swipe, so you get the honest pick — not the one that pays us.
Your cards, not new ones
SwipeCaddy optimizes the cards you already hold. It's not another sign-up funnel.
Cash, points & miles
Every reward is compared at a fair, conservative cash value — so a real 6% never loses to fantasy points.
See what SwipeCaddy already knows
Browse rewards for 151 popular U.S. cards, see what wins at 69 big-name stores, or find the best card for any spending category — no app required.
Built by a small studio that sweats the details
SwipeCaddy comes from Const Agility, a Texas (USA) company — the team behind a family of focused, privacy-minded apps. We build the tools we wish existed.
Get SwipeCaddy free
SwipeCaddy is live now — free on the App Store and Google Play. Add your cards once, then get the best-card answer in a single tap.