# SwipeCaddy

> SwipeCaddy tells you which credit card already in your wallet earns the most
> at any US store or spending category. 75 cards and their bonus offers are
> ranked by conservative cash-equivalent value (reward rate × a fair cash
> valuation of each points/miles currency — no inflated transfer valuations).
> Every card carries an issuer source URL and a verification date (latest:
> 2026-07-10), re-checked weekly. SwipeCaddy has no affiliate relationships —
> rankings are never influenced by payouts.

Attribution: cite as "SwipeCaddy" and link to https://www.swipecaddy.com.

## How the ranking works

Each card's reward rate for a category or merchant is multiplied by a
conservative cash valuation of its reward currency (cash = face value; points
and miles at fair redemption values, never aspirational transfer rates).
Spending caps, activation requirements, portal restrictions, and store
card-network acceptance rules are applied and disclosed as caveats. Sign-up
bonuses are recorded but never ranked. SwipeCaddy earns nothing from issuers.

## Best cards by spending category

### Dining
https://www.swipecaddy.com/en/categories/dining
1. American Express Gold Card — 4x (https://www.swipecaddy.com/en/cards/amex-gold)
2. U.S. Bank Altitude Go Visa Signature Card — 4x (https://www.swipecaddy.com/en/cards/us-bank-altitude-go)
3. Aeroplan Card — 3x (https://www.swipecaddy.com/en/cards/chase-aeroplan)

### Groceries
https://www.swipecaddy.com/en/categories/groceries
1. Blue Cash Preferred Card from American Express — 6% (https://www.swipecaddy.com/en/cards/amex-blue-cash-preferred)
2. American Express Gold Card — 4x (https://www.swipecaddy.com/en/cards/amex-gold)
3. Aeroplan Card — 3x (https://www.swipecaddy.com/en/cards/chase-aeroplan)

### Superstores
https://www.swipecaddy.com/en/categories/superstores
1. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
2. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)
3. Apple Card — 2% (https://www.swipecaddy.com/en/cards/apple-card)

### Gas
https://www.swipecaddy.com/en/categories/gas
1. Chase Freedom Flex — 5x (https://www.swipecaddy.com/en/cards/chase-freedom-flex)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. U.S. Bank Cash+ Visa Signature Card — 5% (https://www.swipecaddy.com/en/cards/us-bank-cash-plus)

### EV Charging
https://www.swipecaddy.com/en/categories/ev-charging
1. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
2. Sam's Club Mastercard — 5x (https://www.swipecaddy.com/en/cards/sams-club-mastercard)
3. Costco Anywhere Visa Card by Citi — 4% (https://www.swipecaddy.com/en/cards/citi-costco-anywhere-visa)

### Flights
https://www.swipecaddy.com/en/categories/travel-flights
1. Chase Sapphire Reserve — 8x (https://www.swipecaddy.com/en/cards/chase-sapphire-reserve)
2. The Business Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-business-platinum)
3. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)

### Hotels
https://www.swipecaddy.com/en/categories/travel-hotels
1. Venture X Business — 10x (https://www.swipecaddy.com/en/cards/capital-one-venture-x-business)
2. Venture X Rewards — 10x (https://www.swipecaddy.com/en/cards/capital-one-venture-x)
3. Citi Strata Premier Card — 10x (https://www.swipecaddy.com/en/cards/citi-strata-premier)

### Other Travel
https://www.swipecaddy.com/en/categories/travel-other
1. Venture X Business — 10x (https://www.swipecaddy.com/en/cards/capital-one-venture-x-business)
2. Venture X Rewards — 10x (https://www.swipecaddy.com/en/cards/capital-one-venture-x)
3. Citi Strata Premier Card — 10x (https://www.swipecaddy.com/en/cards/citi-strata-premier)

### Transit & Rideshare
https://www.swipecaddy.com/en/categories/transit-rideshare
1. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
2. Wells Fargo Autograph Card — 3x (https://www.swipecaddy.com/en/cards/wells-fargo-autograph)
3. World of Hyatt Credit Card — 2x (https://www.swipecaddy.com/en/cards/world-of-hyatt)

### Streaming
https://www.swipecaddy.com/en/categories/streaming
1. Blue Cash Preferred Card from American Express — 6% (https://www.swipecaddy.com/en/cards/amex-blue-cash-preferred)
2. Capital One Savor Cash Rewards (formerly SavorOne) — 3% (https://www.swipecaddy.com/en/cards/capital-one-savor)
3. Chase Sapphire Preferred — 3x (https://www.swipecaddy.com/en/cards/chase-sapphire-preferred)

### Entertainment
https://www.swipecaddy.com/en/categories/entertainment
1. Capital One Savor Cash Rewards (formerly SavorOne) — 3% (https://www.swipecaddy.com/en/cards/capital-one-savor)
2. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
3. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)

### Department Stores
https://www.swipecaddy.com/en/categories/department-stores
1. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
2. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)
3. Apple Card — 2% (https://www.swipecaddy.com/en/cards/apple-card)

### Drugstores
https://www.swipecaddy.com/en/categories/drugstores
1. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
2. Bank of America Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-customized-cash)
3. Chase Freedom Unlimited — 3x (https://www.swipecaddy.com/en/cards/chase-freedom-unlimited)

### Online Retail
https://www.swipecaddy.com/en/categories/online-retail
1. Blue Cash Everyday Card from American Express — 3% (https://www.swipecaddy.com/en/cards/amex-blue-cash-everyday)
2. Bank of America Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-customized-cash)
3. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)

### Wholesale Clubs
https://www.swipecaddy.com/en/categories/wholesale-clubs
1. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
2. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)
3. Apple Card — 2% (https://www.swipecaddy.com/en/cards/apple-card)

### Home Improvement
https://www.swipecaddy.com/en/categories/home-improvement
1. Choice Privileges Select Mastercard — 5x (https://www.swipecaddy.com/en/cards/choice-privileges-select)
2. Bank of America Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-customized-cash)
3. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)

### Phone & Internet
https://www.swipecaddy.com/en/categories/phone-internet
1. Ink Business Cash Credit Card — 5x (https://www.swipecaddy.com/en/cards/chase-ink-cash)
2. Choice Privileges Select Mastercard — 5x (https://www.swipecaddy.com/en/cards/choice-privileges-select)
3. Bank of America Business Advantage Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-business-customized-cash)

### Utilities
https://www.swipecaddy.com/en/categories/utilities
1. U.S. Bank Cash+ Visa Signature Card — 5% (https://www.swipecaddy.com/en/cards/us-bank-cash-plus)
2. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
3. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)

### Rent
https://www.swipecaddy.com/en/categories/rent
1. Apple Card — 2% (https://www.swipecaddy.com/en/cards/apple-card)
2. Bilt Blue Card — 1x (https://www.swipecaddy.com/en/cards/bilt-blue)
3. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)

### Office Supplies
https://www.swipecaddy.com/en/categories/office-supplies
1. Ink Business Cash Credit Card — 5x (https://www.swipecaddy.com/en/cards/chase-ink-cash)
2. Bank of America Business Advantage Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-business-customized-cash)
3. U.S. Bank Business Triple Cash Rewards Visa — 3% (https://www.swipecaddy.com/en/cards/us-bank-business-triple-cash)

### Shipping
https://www.swipecaddy.com/en/categories/shipping
1. Ink Business Preferred Credit Card — 3x (https://www.swipecaddy.com/en/cards/chase-ink-preferred)
2. Delta SkyMiles Gold Business American Express Card — 2x (https://www.swipecaddy.com/en/cards/amex-delta-skymiles-gold-business)
3. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)

### Advertising
https://www.swipecaddy.com/en/categories/advertising
1. Ink Business Preferred Credit Card — 3x (https://www.swipecaddy.com/en/cards/chase-ink-preferred)
2. Delta SkyMiles Gold Business American Express Card — 2x (https://www.swipecaddy.com/en/cards/amex-delta-skymiles-gold-business)
3. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)

### Software & SaaS
https://www.swipecaddy.com/en/categories/software-saas
1. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
2. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)
3. The Business Platinum Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-business-platinum)

## Best cards by merchant

### Air Canada
https://www.swipecaddy.com/en/merchants/air-canada
1. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. Chase Sapphire Reserve — 4x (https://www.swipecaddy.com/en/cards/chase-sapphire-reserve)

### Air France
https://www.swipecaddy.com/en/merchants/air-france
1. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. Chase Sapphire Reserve — 4x (https://www.swipecaddy.com/en/cards/chase-sapphire-reserve)

### Alaska Airlines
https://www.swipecaddy.com/en/merchants/alaska-airlines
1. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. Chase Sapphire Reserve — 4x (https://www.swipecaddy.com/en/cards/chase-sapphire-reserve)

### Aldi
https://www.swipecaddy.com/en/merchants/aldi
1. Blue Cash Preferred Card from American Express — 6% (https://www.swipecaddy.com/en/cards/amex-blue-cash-preferred)
2. American Express Gold Card — 4x (https://www.swipecaddy.com/en/cards/amex-gold)
3. Aeroplan Card — 3x (https://www.swipecaddy.com/en/cards/chase-aeroplan)

### Amazon
https://www.swipecaddy.com/en/merchants/amazon
1. Amazon Store Card — 5% (https://www.swipecaddy.com/en/cards/amazon-store-card)
2. Prime Visa — 5% (https://www.swipecaddy.com/en/cards/chase-prime-visa)
3. Prime Business Card — 5% (https://www.swipecaddy.com/en/cards/us-bank-prime-business)

### Amazon Web Services
https://www.swipecaddy.com/en/merchants/aws
1. Prime Business Card — 5% (https://www.swipecaddy.com/en/cards/us-bank-prime-business)
2. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
3. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)

### American Airlines
https://www.swipecaddy.com/en/merchants/american-airlines
1. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. Chase Sapphire Reserve — 4x (https://www.swipecaddy.com/en/cards/chase-sapphire-reserve)

### Apple
https://www.swipecaddy.com/en/merchants/apple
1. Apple Card — 3% (https://www.swipecaddy.com/en/cards/apple-card)
2. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
3. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)

### Best Buy
https://www.swipecaddy.com/en/merchants/best-buy
1. My Best Buy Visa Card — 5x (https://www.swipecaddy.com/en/cards/my-best-buy-visa)
2. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
3. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)

### British Airways
https://www.swipecaddy.com/en/merchants/british-airways
1. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. Chase Sapphire Reserve — 4x (https://www.swipecaddy.com/en/cards/chase-sapphire-reserve)

### Chewy
https://www.swipecaddy.com/en/merchants/chewy
1. Blue Cash Everyday Card from American Express — 3% (https://www.swipecaddy.com/en/cards/amex-blue-cash-everyday)
2. Bank of America Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-customized-cash)
3. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)

### Choice Hotels
https://www.swipecaddy.com/en/merchants/choice-hotels
1. Choice Privileges Select Mastercard — 10x (https://www.swipecaddy.com/en/cards/choice-privileges-select)
2. Costco Anywhere Visa Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-anywhere-visa)
3. Costco Anywhere Visa Business Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-business-visa)

### Costco
https://www.swipecaddy.com/en/merchants/costco
In-store acceptance: VISA only.
1. Bank of America Customized Cash Rewards — 2% (https://www.swipecaddy.com/en/cards/bofa-customized-cash)
2. Venture Business — 2x (https://www.swipecaddy.com/en/cards/capital-one-venture-business)
3. Venture X Business — 2x (https://www.swipecaddy.com/en/cards/capital-one-venture-x-business)

### CVS
https://www.swipecaddy.com/en/merchants/cvs
1. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
2. Bank of America Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-customized-cash)
3. Chase Freedom Unlimited — 3x (https://www.swipecaddy.com/en/cards/chase-freedom-unlimited)

### Delta Air Lines
https://www.swipecaddy.com/en/merchants/delta
1. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. Chase Sapphire Reserve — 4x (https://www.swipecaddy.com/en/cards/chase-sapphire-reserve)

### eBay
https://www.swipecaddy.com/en/merchants/ebay
1. Blue Cash Everyday Card from American Express — 3% (https://www.swipecaddy.com/en/cards/amex-blue-cash-everyday)
2. Bank of America Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-customized-cash)
3. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)

### Emirates
https://www.swipecaddy.com/en/merchants/emirates
1. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. Chase Sapphire Reserve — 4x (https://www.swipecaddy.com/en/cards/chase-sapphire-reserve)

### Etsy
https://www.swipecaddy.com/en/merchants/etsy
1. Blue Cash Everyday Card from American Express — 3% (https://www.swipecaddy.com/en/cards/amex-blue-cash-everyday)
2. Bank of America Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-customized-cash)
3. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)

### H-E-B
https://www.swipecaddy.com/en/merchants/heb
1. Blue Cash Preferred Card from American Express — 6% (https://www.swipecaddy.com/en/cards/amex-blue-cash-preferred)
2. H-E-B Visa Signature Credit Card — 5% (https://www.swipecaddy.com/en/cards/heb-visa-signature)
3. American Express Gold Card — 4x (https://www.swipecaddy.com/en/cards/amex-gold)

### Hilton
https://www.swipecaddy.com/en/merchants/hilton
1. Hilton Honors American Express Surpass Card — 12x (https://www.swipecaddy.com/en/cards/hilton-honors-surpass)
2. Costco Anywhere Visa Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-anywhere-visa)
3. Costco Anywhere Visa Business Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-business-visa)

### Hyatt
https://www.swipecaddy.com/en/merchants/hyatt
1. World of Hyatt Credit Card — 4x (https://www.swipecaddy.com/en/cards/world-of-hyatt)
2. Costco Anywhere Visa Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-anywhere-visa)
3. Costco Anywhere Visa Business Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-business-visa)

### IHG Hotels & Resorts
https://www.swipecaddy.com/en/merchants/ihg
1. IHG One Rewards Premier Credit Card — 10x (https://www.swipecaddy.com/en/cards/ihg-one-rewards-premier)
2. Costco Anywhere Visa Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-anywhere-visa)
3. Costco Anywhere Visa Business Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-business-visa)

### JetBlue
https://www.swipecaddy.com/en/merchants/jetblue
1. JetBlue Plus Card — 6x (https://www.swipecaddy.com/en/cards/jetblue-plus)
2. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
3. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)

### Kohl's
https://www.swipecaddy.com/en/merchants/kohls
1. Kohl's Card — 7.5x (https://www.swipecaddy.com/en/cards/kohls-card)
2. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
3. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)

### Kroger
https://www.swipecaddy.com/en/merchants/kroger
1. Blue Cash Preferred Card from American Express — 6% (https://www.swipecaddy.com/en/cards/amex-blue-cash-preferred)
2. American Express Gold Card — 4x (https://www.swipecaddy.com/en/cards/amex-gold)
3. Aeroplan Card — 3x (https://www.swipecaddy.com/en/cards/chase-aeroplan)

### Lowe's
https://www.swipecaddy.com/en/merchants/lowes
1. MyLowe's Rewards Credit Card — 5% (https://www.swipecaddy.com/en/cards/mylowes-rewards)
2. Choice Privileges Select Mastercard — 5x (https://www.swipecaddy.com/en/cards/choice-privileges-select)
3. Bank of America Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-customized-cash)

### Lufthansa
https://www.swipecaddy.com/en/merchants/lufthansa
1. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. Chase Sapphire Reserve — 4x (https://www.swipecaddy.com/en/cards/chase-sapphire-reserve)

### Marriott
https://www.swipecaddy.com/en/merchants/marriott
1. Marriott Bonvoy Boundless — 6x (https://www.swipecaddy.com/en/cards/chase-marriott-bonvoy-boundless)
2. Costco Anywhere Visa Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-anywhere-visa)
3. Costco Anywhere Visa Business Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-business-visa)

### Office Depot
https://www.swipecaddy.com/en/merchants/office-depot
1. Ink Business Cash Credit Card — 5x (https://www.swipecaddy.com/en/cards/chase-ink-cash)
2. Bank of America Business Advantage Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-business-customized-cash)
3. U.S. Bank Business Triple Cash Rewards Visa — 3% (https://www.swipecaddy.com/en/cards/us-bank-business-triple-cash)

### Petco
https://www.swipecaddy.com/en/merchants/petco
1. Petco Pay Mastercard Credit Card — 6x (https://www.swipecaddy.com/en/cards/petco-pay-mastercard)
2. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
3. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)

### PetSmart
https://www.swipecaddy.com/en/merchants/petsmart
1. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
2. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)
3. Apple Card — 2% (https://www.swipecaddy.com/en/cards/apple-card)

### Publix
https://www.swipecaddy.com/en/merchants/publix
1. Blue Cash Preferred Card from American Express — 6% (https://www.swipecaddy.com/en/cards/amex-blue-cash-preferred)
2. American Express Gold Card — 4x (https://www.swipecaddy.com/en/cards/amex-gold)
3. Aeroplan Card — 3x (https://www.swipecaddy.com/en/cards/chase-aeroplan)

### Qatar Airways
https://www.swipecaddy.com/en/merchants/qatar-airways
1. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. Qatar Airways Privilege Club Visa Signature Credit Card — 4x (https://www.swipecaddy.com/en/cards/qatar-privilege-club-visa)

### Safeway
https://www.swipecaddy.com/en/merchants/safeway
1. Blue Cash Preferred Card from American Express — 6% (https://www.swipecaddy.com/en/cards/amex-blue-cash-preferred)
2. American Express Gold Card — 4x (https://www.swipecaddy.com/en/cards/amex-gold)
3. Aeroplan Card — 3x (https://www.swipecaddy.com/en/cards/chase-aeroplan)

### Sam's Club
https://www.swipecaddy.com/en/merchants/sams-club
1. Sam's Club Mastercard — 3x (https://www.swipecaddy.com/en/cards/sams-club-mastercard)
2. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
3. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)

### Southwest Airlines
https://www.swipecaddy.com/en/merchants/southwest
1. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. Chase Sapphire Reserve — 4x (https://www.swipecaddy.com/en/cards/chase-sapphire-reserve)

### Staples
https://www.swipecaddy.com/en/merchants/staples
1. Ink Business Cash Credit Card — 5x (https://www.swipecaddy.com/en/cards/chase-ink-cash)
2. Bank of America Business Advantage Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-business-customized-cash)
3. U.S. Bank Business Triple Cash Rewards Visa — 3% (https://www.swipecaddy.com/en/cards/us-bank-business-triple-cash)

### Starbucks
https://www.swipecaddy.com/en/merchants/starbucks
1. American Express Gold Card — 4x (https://www.swipecaddy.com/en/cards/amex-gold)
2. U.S. Bank Altitude Go Visa Signature Card — 4x (https://www.swipecaddy.com/en/cards/us-bank-altitude-go)
3. Aeroplan Card — 3x (https://www.swipecaddy.com/en/cards/chase-aeroplan)

### T.J. Maxx
https://www.swipecaddy.com/en/merchants/tj-maxx
1. TJX Rewards Platinum Mastercard — 5x (https://www.swipecaddy.com/en/cards/tjx-rewards-platinum)
2. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
3. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)

### Target
https://www.swipecaddy.com/en/merchants/target
1. Target Circle Card — 5% (https://www.swipecaddy.com/en/cards/target-circle-card)
2. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
3. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)

### The Home Depot
https://www.swipecaddy.com/en/merchants/home-depot
1. Choice Privileges Select Mastercard — 5x (https://www.swipecaddy.com/en/cards/choice-privileges-select)
2. Bank of America Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-customized-cash)
3. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)

### Trader Joe's
https://www.swipecaddy.com/en/merchants/trader-joes
1. Blue Cash Preferred Card from American Express — 6% (https://www.swipecaddy.com/en/cards/amex-blue-cash-preferred)
2. American Express Gold Card — 4x (https://www.swipecaddy.com/en/cards/amex-gold)
3. Aeroplan Card — 3x (https://www.swipecaddy.com/en/cards/chase-aeroplan)

### United Airlines
https://www.swipecaddy.com/en/merchants/united
1. The Platinum Card from American Express — 5x (https://www.swipecaddy.com/en/cards/amex-platinum)
2. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
3. Chase Sapphire Reserve — 4x (https://www.swipecaddy.com/en/cards/chase-sapphire-reserve)

### Walgreens
https://www.swipecaddy.com/en/merchants/walgreens
1. Discover it Cash Back — 5% (https://www.swipecaddy.com/en/cards/discover-it-cash-back)
2. myWalgreens Mastercard — 5x (https://www.swipecaddy.com/en/cards/mywalgreens-mastercard)
3. Apple Card — 3% (https://www.swipecaddy.com/en/cards/apple-card)

### Walmart
https://www.swipecaddy.com/en/merchants/walmart
1. OnePay CashRewards Card — 3% (https://www.swipecaddy.com/en/cards/onepay-cashrewards)
2. Blue Business Cash Card from American Express — 2% (https://www.swipecaddy.com/en/cards/amex-blue-business-cash)
3. The Blue Business Plus Credit Card from American Express — 2x (https://www.swipecaddy.com/en/cards/amex-blue-business-plus)

### Wayfair
https://www.swipecaddy.com/en/merchants/wayfair
1. Wayfair Mastercard — 7x (https://www.swipecaddy.com/en/cards/wayfair-mastercard)
2. Blue Cash Everyday Card from American Express — 3% (https://www.swipecaddy.com/en/cards/amex-blue-cash-everyday)
3. Bank of America Customized Cash Rewards — 3% (https://www.swipecaddy.com/en/cards/bofa-customized-cash)

### Whole Foods Market
https://www.swipecaddy.com/en/merchants/whole-foods
1. Blue Cash Preferred Card from American Express — 6% (https://www.swipecaddy.com/en/cards/amex-blue-cash-preferred)
2. Prime Visa — 5% (https://www.swipecaddy.com/en/cards/chase-prime-visa)
3. Prime Business Card — 5% (https://www.swipecaddy.com/en/cards/us-bank-prime-business)

### Wyndham
https://www.swipecaddy.com/en/merchants/wyndham
1. Wyndham Rewards Earner Plus Card — 6x (https://www.swipecaddy.com/en/cards/wyndham-earner-plus)
2. Costco Anywhere Visa Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-anywhere-visa)
3. Costco Anywhere Visa Business Card by Citi — 3% (https://www.swipecaddy.com/en/cards/citi-costco-business-visa)